The Role of Innovation-Based Human Resource Management Practices in Promoting Financial Inclusion A survey of the opinions of a sample of employees at two branches of Rafidain Bank in Najaf Governorate.

Abstract

The current research aims to shed light on the role played by innovation-based human resource management practices in enhancing financial inclusion in government banks. The research problem was identified in several questions that revolved around the nature of the relationship of influence and correlation between the research variables. To this end, a hypothetical research plan was developed, and in order to verify the validity of the hypotheses, all of them were subjected to multiple tests. The research used a questionnaire as a means of obtaining data, and used the exploratory research method to obtain the opinions of a group of employees working in two branches of Rafidain Bank in Najaf Governorate. The random research sample consisted of (97) employees. The data were analyzed using a set of statistical methods using the program (SPSS v.26). The research results indicated a set of results, the most important of which is the existence of a significant correlation and influence between the variables of innovation-based human resource management represented by (recruitment and selection, reward, training and development) and enhancing financial inclusion, which indicates the importance of employing these practices in achieving broader financial goals